Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,476 | $108,825-72.9% | $156,181-81.1% | $82,448-64.2% |
| Participation rate | 45.5% | 72.4%-26.9pp | 78.8%-33.4pp | 68.1%-22.6pp |
| Annual return | 15.85% | 20.59%-4.7pp | 64.87%-49.0pp | 41.64%-25.8pp |
| Employer contribution / active EE | $1,107 | $2,870-61.4% | $4,294-74.2% | $2,551-56.6% |
| Participant deferral / active EE | $2,339 | $4,577-48.9% | $6,132-61.9% | $4,139-43.5% |
| Admin fee / account holder | $2,689 | $9,341-71.2% | $14,586-81.6% | $7,234-62.8% |