Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,476 | $114,712-74.3% | $173,730-83.0% | $87,485-66.3% |
| Participation rate | 45.5% | 73.0%-27.5pp | 79.6%-34.1pp | 68.9%-23.5pp |
| Annual return | 15.85% | 20.18%-4.3pp | 19.96%-4.1pp | 26.06%-10.2pp |
| Employer contribution / active EE | $1,107 | $2,904-61.9% | $4,577-75.8% | $2,596-57.4% |
| Participant deferral / active EE | $2,339 | $4,642-49.6% | $6,326-63.0% | $4,274-45.3% |
| Admin fee / account holder | $2,689 | $10,210-73.7% | $17,523-84.7% | $7,775-65.4% |