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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,523 | $160,040+44.0% | $147,096+56.7% | $145,877+58.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.22% | 98.49%-87.3pp | 419.75%-408.5pp | 551.28%-540.1pp |
| Employer contribution / active EE | $1,222 | $5,289-76.9% | $4,936-75.2% | $4,663-73.8% |
| Participant deferral / active EE | $4,430 | $8,429-47.4% | $8,071-45.1% | $6,691-33.8% |
| Admin fee / account holder | $662 | $15,050-95.6% | $13,005-94.9% | $13,402-95.1% |