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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,523 | $160,070+44.0% | $147,117+56.7% | $145,897+58.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.22% | 98.69%-87.5pp | 420.54%-409.3pp | 552.29%-541.1pp |
| Employer contribution / active EE | $1,222 | $5,285-76.9% | $4,932-75.2% | $4,663-73.8% |
| Participant deferral / active EE | $4,430 | $8,419-47.4% | $8,065-45.1% | $6,689-33.8% |
| Admin fee / account holder | $662 | $15,035-95.6% | $12,993-94.9% | $13,390-95.1% |