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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,748 | $160,070+84.1% | $147,117+100.4% | $145,897+102.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.80% | 98.69%-84.9pp | 420.54%-406.7pp | 552.29%-538.5pp |
| Employer contribution / active EE | $11,693 | $5,285+121.3% | $4,932+137.1% | $4,663+150.8% |
| Participant deferral / active EE | $14,707 | $8,419+74.7% | $8,065+82.4% | $6,689+119.9% |
| Admin fee / account holder | $12,870 | $15,035-14.4% | $12,993-0.9% | $13,390-3.9% |