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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,087 | $88,672-7.4% | $105,223-22.0% | $82,448-0.4% |
| Participation rate | 89.4% | 67.9%+21.5pp | 75.0%+14.3pp | 68.1%+21.3pp |
| Annual return | 10.76% | 30.86%-20.1pp | 180.65%-169.9pp | 41.64%-30.9pp |
| Employer contribution / active EE | $10,405 | $3,048+241.4% | $3,689+182.1% | $2,551+307.9% |
| Participant deferral / active EE | $2,205 | $4,036-45.4% | $5,072-56.5% | $4,139-46.7% |
| Admin fee / account holder | $5,900 | $7,146-17.4% | $8,859-33.4% | $7,234-18.4% |