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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,506 | $134,817+18.3% | $123,973+28.7% | $155,188+2.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 10.65% | 515.49%-504.8pp | 388.13%-377.5pp | 148.84%-138.2pp |
| Employer contribution / active EE | $23,144 | $4,425+423.0% | $4,126+461.0% | $4,248+444.8% |
| Participant deferral / active EE | $24,881 | $5,706+336.0% | $5,247+374.2% | $6,531+281.0% |
| Admin fee / account holder | $15,318 | $13,245+15.7% | $11,799+29.8% | $14,480+5.8% |