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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,061 | $160,040+73.1% | $147,096+88.4% | $145,877+89.9% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 10.72% | 98.49%-87.8pp | 419.75%-409.0pp | 551.28%-540.6pp |
| Employer contribution / active EE | $14,594 | $5,289+175.9% | $4,936+195.7% | $4,663+213.0% |
| Participant deferral / active EE | $15,406 | $8,429+82.8% | $8,071+90.9% | $6,691+130.3% |
| Admin fee / account holder | $13,151 | $15,050-12.6% | $13,005+1.1% | $13,402-1.9% |