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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,757 | $129,737-10.0% | $119,126-2.0% | $154,746-24.5% |
| Participation rate | 63.2% | 78.9%-15.7pp | 75.8%-12.6pp | 80.7%-17.5pp |
| Annual return | 11.82% | 379.08%-367.3pp | 282.11%-270.3pp | 172.34%-160.5pp |
| Employer contribution / active EE | $1,876 | $4,375-57.1% | $4,034-53.5% | $4,379-57.2% |
| Participant deferral / active EE | $4,568 | $5,842-21.8% | $5,318-14.1% | $6,730-32.1% |
| Admin fee / account holder | $10,046 | $11,961-16.0% | $10,693-6.1% | $14,365-30.1% |