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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,098 | $132,634+14.7% | $115,768+31.4% | $137,256+10.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 11.07% | 160.70%-149.6pp | 100.46%-89.4pp | 220.34%-209.3pp |
| Employer contribution / active EE | $16,341 | $3,360+386.4% | $2,940+455.9% | $4,156+293.2% |
| Participant deferral / active EE | $7,687 | $5,619+36.8% | $4,917+56.3% | $6,407+20.0% |
| Admin fee / account holder | $5,951 | $15,028-60.4% | $12,439-52.2% | $12,270-51.5% |