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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,111 | $126,661+100.6% | $113,397+124.1% | $138,895+83.0% |
| Participation rate | 90.9% | 79.4%+11.5pp | 76.5%+14.4pp | 79.9%+11.0pp |
| Annual return | 17.45% | 25.05%-7.6pp | 23.20%-5.8pp | 145.39%-127.9pp |
| Employer contribution / active EE | $10,090 | $3,456+191.9% | $2,977+238.9% | $4,194+140.6% |
| Participant deferral / active EE | $5,287 | $5,693-7.1% | $5,076+4.1% | $6,396-17.3% |
| Admin fee / account holder | $891 | $14,549-93.9% | $11,957-92.6% | $12,562-92.9% |