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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,111 | $167,415+51.8% | $140,514+80.8% | $198,609+27.9% |
| Participation rate | 90.9% | 80.9%+10.0pp | 77.8%+13.1pp | 82.4%+8.5pp |
| Annual return | 17.45% | 13.85%+3.6pp | 14.36%+3.1pp | 202.70%-185.2pp |
| Employer contribution / active EE | $10,090 | $4,088+146.8% | $3,378+198.7% | $5,055+99.6% |
| Participant deferral / active EE | $5,287 | $5,579-5.2% | $4,919+7.5% | $6,977-24.2% |
| Admin fee / account holder | $891 | $16,730-94.7% | $13,697-93.5% | $19,030-95.3% |