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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $498,524 | $180,749+175.8% | $160,784+210.1% | $137,256+263.2% |
| Participation rate | 60.0% | 80.0%-20.0pp | 77.0%-17.0pp | 80.0%-20.0pp |
| Annual return | 14.22% | 2234.46%-2220.2pp | 1803.92%-1789.7pp | 220.34%-206.1pp |
| Employer contribution / active EE | $17,597 | $4,155+323.5% | $3,733+371.4% | $4,156+323.4% |
| Participant deferral / active EE | $7,083 | $6,844+3.5% | $6,293+12.6% | $6,407+10.6% |
| Admin fee / account holder | $6,298 | $10,397-39.4% | $9,717-35.2% | $12,270-48.7% |