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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,146 | $102,422+183.3% | $147,117+97.2% | $80,959+258.4% |
| Participation rate | 98.1% | 75.9%+22.3pp | 82.2%+16.0pp | 67.7%+30.5pp |
| Annual return | 13.69% | 135.16%-121.5pp | 420.54%-406.8pp | 35.67%-22.0pp |
| Employer contribution / active EE | $9,501 | $3,717+155.6% | $4,932+92.6% | $2,757+244.6% |
| Participant deferral / active EE | $14,778 | $6,652+122.2% | $8,065+83.2% | $4,300+243.6% |
| Admin fee / account holder | $57,706 | $7,953+625.5% | $12,993+344.1% | $6,925+733.3% |