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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,244 | $227,399-55.0% | $189,758-46.1% | $198,609-48.5% |
| Participation rate | 46.2% | 84.0%-37.8pp | 79.8%-33.6pp | 82.4%-36.2pp |
| Annual return | 8.79% | 61.03%-52.2pp | 52.62%-43.8pp | 202.70%-193.9pp |
| Employer contribution / active EE | $4,734 | $5,526-14.3% | $4,767-0.7% | $5,055-6.4% |
| Participant deferral / active EE | $8,507 | $6,837+24.4% | $5,856+45.3% | $6,977+21.9% |
| Admin fee / account holder | $46,246 | $25,162+83.8% | $20,388+126.8% | $19,030+143.0% |