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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,137 | $78,015+184.7% | $178,505+24.4% | $80,959+174.4% |
| Participation rate | 63.4% | 65.7%-2.3pp | 77.1%-13.7pp | 67.7%-4.3pp |
| Annual return | 12.29% | 18.10%-5.8pp | 27.16%-14.9pp | 35.67%-23.4pp |
| Employer contribution / active EE | $1,653 | $2,281-27.5% | $3,955-58.2% | $2,757-40.0% |
| Participant deferral / active EE | $6,259 | $4,406+42.1% | $6,280-0.3% | $4,300+45.5% |
| Admin fee / account holder | $16,224 | $7,160+126.6% | $10,428+55.6% | $6,925+134.3% |