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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,271 | $166,2680% | $165,100+0.7% | $145,897+14.0% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 16.26% | 100.52%-84.3pp | 70.21%-54.0pp | 552.29%-536.0pp |
| Employer contribution / active EE | $1,155 | $5,284-78.1% | $4,348-73.4% | $4,663-75.2% |
| Participant deferral / active EE | $2,309 | $6,964-66.8% | $6,035-61.7% | $6,689-65.5% |
| Admin fee / account holder | $4,118 | $16,659-75.3% | $12,696-67.6% | $13,390-69.2% |