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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,910 | $157,829-58.2% | $136,867-51.8% | $198,609-66.8% |
| Participation rate | 100.0% | 77.2%+22.8pp | 74.5%+25.5pp | 82.4%+17.6pp |
| Annual return | 4.70% | 51.25%-46.5pp | 42.97%-38.3pp | 202.70%-198.0pp |
| Employer contribution / active EE | $6,111 | $3,923+55.8% | $3,547+72.3% | $5,055+20.9% |
| Participant deferral / active EE | $311 | $5,463-94.3% | $4,924-93.7% | $6,977-95.5% |
| Admin fee / account holder | $39,231 | $11,107+253.2% | $10,340+279.4% | $19,030+106.1% |