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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,533 | $160,070+104.0% | $147,117+122.0% | $145,897+123.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.59% | 98.69%-91.1pp | 420.54%-413.0pp | 552.29%-544.7pp |
| Employer contribution / active EE | $32,250 | $5,285+510.3% | $4,932+553.8% | $4,663+591.7% |
| Participant deferral / active EE | $28,333 | $8,419+236.5% | $8,065+251.3% | $6,689+323.6% |
| Admin fee / account holder | $1,294 | $15,035-91.4% | $12,993-90.0% | $13,390-90.3% |