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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,570 | $111,814+9.6% | $103,374+18.6% | $145,959-16.0% |
| Participation rate | 78.3% | 77.9%+0.3pp | 74.5%+3.8pp | 80.3%-2.0pp |
| Annual return | 14.91% | 24.77%-9.9pp | 24.89%-10.0pp | 561.95%-547.0pp |
| Employer contribution / active EE | $2,744 | $4,214-34.9% | $3,869-29.1% | $4,661-41.1% |
| Participant deferral / active EE | $6,526 | $5,618+16.2% | $5,058+29.0% | $6,689-2.4% |
| Admin fee / account holder | $4,334 | $9,754-55.6% | $8,394-48.4% | $13,398-67.6% |