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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,358 | $138,385-87.5% | $184,243-90.6% | $80,925-78.6% |
| Participation rate | 90.0% | 83.9%+6.1pp | 86.8%+3.2pp | 67.7%+22.3pp |
| Annual return | 18.69% | 20.02%-1.3pp | 28.82%-10.1pp | 35.65%-17.0pp |
| Employer contribution / active EE | $1,754 | $4,851-63.8% | $6,427-72.7% | $2,756-36.4% |
| Participant deferral / active EE | $3,474 | $7,075-50.9% | $9,132-62.0% | $4,299-19.2% |
| Admin fee / account holder | $1,292 | $10,489-87.7% | $13,914-90.7% | $6,940-81.4% |