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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,243 | $146,267-82.1% | $197,124-86.7% | $82,448-68.2% |
| Participation rate | 88.9% | 84.0%+4.9pp | 86.7%+2.2pp | 68.1%+20.8pp |
| Annual return | 24.50% | 29.61%-5.1pp | 44.34%-19.8pp | 41.64%-17.1pp |
| Employer contribution / active EE | $2,055 | $4,723-56.5% | $6,227-67.0% | $2,551-19.4% |
| Participant deferral / active EE | $4,191 | $7,035-40.4% | $9,135-54.1% | $4,139+1.2% |
| Admin fee / account holder | $2,050 | $14,422-85.8% | $16,298-87.4% | $7,234-71.7% |