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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,693 | $162,136-49.6% | $152,301-46.4% | $154,746-47.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 14.31% | 91.02%-76.7pp | 80.50%-66.2pp | 172.34%-158.0pp |
| Employer contribution / active EE | $7,992 | $4,890+63.4% | $4,624+72.8% | $4,379+82.5% |
| Participant deferral / active EE | $11,736 | $8,341+40.7% | $8,004+46.6% | $6,730+74.4% |
| Admin fee / account holder | $8,164 | $15,759-48.2% | $14,398-43.3% | $14,365-43.2% |