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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,492 | $160,028-54.1% | $147,080-50.0% | $145,884-49.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.18% | 98.60%-79.4pp | 420.17%-401.0pp | 551.85%-532.7pp |
| Employer contribution / active EE | $12,255 | $5,286+131.9% | $4,933+148.4% | $4,662+162.9% |
| Participant deferral / active EE | $9,463 | $8,422+12.4% | $8,066+17.3% | $6,690+41.5% |
| Admin fee / account holder | $1,436 | $15,030-90.4% | $12,989-88.9% | $13,392-89.3% |