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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,143 | $166,268-7.9% | $165,100-7.2% | $145,897+5.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.96% | 100.52%-87.6pp | 70.21%-57.3pp | 552.29%-539.3pp |
| Employer contribution / active EE | $7,674 | $5,284+45.2% | $4,348+76.5% | $4,663+64.6% |
| Participant deferral / active EE | $18,785 | $6,964+169.7% | $6,035+211.3% | $6,689+180.8% |
| Admin fee / account holder | $9,642 | $16,659-42.1% | $12,696-24.1% | $13,390-28.0% |