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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,299 | $111,814-83.6% | $103,374-82.3% | $145,959-87.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.11% | 24.77%-14.7pp | 24.89%-14.8pp | 561.95%-551.8pp |
| Employer contribution / active EE | $2,540 | $4,214-39.7% | $3,869-34.4% | $4,661-45.5% |
| Participant deferral / active EE | $8,874 | $5,618+57.9% | $5,058+75.5% | $6,689+32.7% |
| Admin fee / account holder | $363 | $9,754-96.3% | $8,394-95.7% | $13,398-97.3% |