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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,122 | $160,070-88.7% | $147,117-87.7% | $145,897-87.6% |
| Participation rate | 72.7% | 84.0%-11.3pp | 82.2%-9.5pp | 80.3%-7.6pp |
| Annual return | 12.65% | 98.69%-86.0pp | 420.54%-407.9pp | 552.29%-539.6pp |
| Employer contribution / active EE | $1,947 | $5,285-63.2% | $4,932-60.5% | $4,663-58.2% |
| Participant deferral / active EE | $2,799 | $8,419-66.8% | $8,065-65.3% | $6,689-58.2% |
| Admin fee / account holder | $537 | $15,035-96.4% | $12,993-95.9% | $13,390-96.0% |