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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,571 | $109,904-8.5% | $97,167+3.5% | $145,959-31.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 3.69% | 243.43%-239.7pp | 75.27%-71.6pp | 561.95%-558.3pp |
| Employer contribution / active EE | $20,518 | $3,084+565.2% | $2,729+651.8% | $4,661+340.2% |
| Participant deferral / active EE | $16,800 | $4,676+259.3% | $4,264+294.0% | $6,689+151.2% |
| Admin fee / account holder | $1,682 | $6,216-72.9% | $5,650-70.2% | $13,398-87.4% |