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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,558 | $162,136-65.7% | $152,301-63.5% | $154,746-64.1% |
| Participation rate | 60.0% | 84.1%-24.1pp | 82.4%-22.4pp | 80.7%-20.7pp |
| Annual return | 16.00% | 91.02%-75.0pp | 80.50%-64.5pp | 172.34%-156.3pp |
| Employer contribution / active EE | $3,645 | $4,890-25.5% | $4,624-21.2% | $4,379-16.8% |
| Participant deferral / active EE | $11,193 | $8,341+34.2% | $8,004+39.9% | $6,730+66.3% |
| Admin fee / account holder | $24,271 | $15,759+54.0% | $14,398+68.6% | $14,365+69.0% |