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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,315 | $115,225-58.1% | $100,712-52.0% | $138,895-65.2% |
| Participation rate | 90.5% | 74.3%+16.1pp | 69.3%+21.2pp | 79.9%+10.6pp |
| Annual return | 14.21% | 40.35%-26.1pp | 33.27%-19.1pp | 145.39%-131.2pp |
| Employer contribution / active EE | $1,143 | $2,771-58.8% | $2,313-50.6% | $4,194-72.8% |
| Participant deferral / active EE | $2,028 | $4,699-56.8% | $4,085-50.4% | $6,396-68.3% |
| Admin fee / account holder | $738 | $10,844-93.2% | $9,256-92.0% | $12,562-94.1% |