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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,438 | $101,618-60.2% | $93,063-56.5% | $137,256-70.5% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 15.93% | 223.95%-208.0pp | 34.15%-18.2pp | 220.34%-204.4pp |
| Employer contribution / active EE | $4,072 | $2,707+50.4% | $2,476+64.4% | $4,156-2.0% |
| Participant deferral / active EE | $6,232 | $4,279+45.6% | $3,958+57.4% | $6,407-2.7% |
| Admin fee / account holder | $23,807 | $6,198+284.1% | $6,033+294.6% | $12,270+94.0% |