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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,617 | $88,702-72.2% | $81,780-69.9% | $145,978-83.1% |
| Participation rate | 37.5% | 75.0%-37.5pp | 72.4%-34.9pp | 80.3%-42.8pp |
| Annual return | 12.48% | 1029.12%-1016.6pp | 776.27%-763.8pp | 550.52%-538.0pp |
| Employer contribution / active EE | $809 | $3,084-73.8% | $2,914-72.2% | $4,662-82.6% |
| Participant deferral / active EE | $1,348 | $4,645-71.0% | $4,321-68.8% | $6,690-79.8% |
| Admin fee / account holder | $94 | $8,414-98.9% | $7,384-98.7% | $13,400-99.3% |