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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,617 | $88,815-72.3% | $81,882-69.9% | $145,897-83.1% |
| Participation rate | 37.5% | 75.1%-37.6pp | 72.4%-34.9pp | 80.3%-42.8pp |
| Annual return | 12.48% | 1033.75%-1021.3pp | 779.47%-767.0pp | 552.29%-539.8pp |
| Employer contribution / active EE | $809 | $3,086-73.8% | $2,916-72.3% | $4,663-82.6% |
| Participant deferral / active EE | $1,348 | $4,647-71.0% | $4,323-68.8% | $6,689-79.8% |
| Admin fee / account holder | $94 | $8,434-98.9% | $7,360-98.7% | $13,390-99.3% |