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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,477 | $138,312-91.7% | $122,979-90.7% | $155,188-92.6% |
| Participation rate | 95.0% | 80.2%+14.8pp | 77.2%+17.8pp | 80.8%+14.2pp |
| Annual return | 18.38% | 22.06%-3.7pp | 20.12%-1.7pp | 148.84%-130.5pp |
| Employer contribution / active EE | $2,093 | $3,530-40.7% | $3,062-31.7% | $4,248-50.7% |
| Participant deferral / active EE | $3,620 | $5,592-35.3% | $5,003-27.6% | $6,531-44.6% |
| Admin fee / account holder | $715 | $15,089-95.3% | $12,864-94.4% | $14,480-95.1% |