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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,477 | $136,860-91.6% | $120,344-90.5% | $154,746-92.6% |
| Participation rate | 95.0% | 79.9%+15.1pp | 76.7%+18.3pp | 80.7%+14.3pp |
| Annual return | 18.38% | 21.38%-3.0pp | 20.30%-1.9pp | 172.34%-154.0pp |
| Employer contribution / active EE | $2,093 | $3,533-40.8% | $3,020-30.7% | $4,379-52.2% |
| Participant deferral / active EE | $3,620 | $5,793-37.5% | $5,135-29.5% | $6,730-46.2% |
| Admin fee / account holder | $715 | $15,393-95.4% | $12,742-94.4% | $14,365-95.0% |