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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,479 | $112,729-29.5% | $98,716-19.5% | $137,256-42.1% |
| Participation rate | 62.5% | 74.2%-11.7pp | 69.3%-6.8pp | 80.0%-17.5pp |
| Annual return | 14.31% | 38.48%-24.2pp | 31.81%-17.5pp | 220.34%-206.0pp |
| Employer contribution / active EE | $3,092 | $2,725+13.4% | $2,279+35.7% | $4,156-25.6% |
| Participant deferral / active EE | $3,514 | $4,640-24.3% | $4,048-13.2% | $6,407-45.2% |
| Admin fee / account holder | $405 | $10,129-96.0% | $8,703-95.3% | $12,270-96.7% |