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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,205 | $59,440+95.5% | $78,004+49.0% | $82,637+40.6% |
| Participation rate | 71.8% | 62.8%+9.0pp | 69.4%+2.3pp | 68.1%+3.7pp |
| Annual return | 17.50% | 40.24%-22.7pp | 31.07%-13.6pp | 53.51%-36.0pp |
| Employer contribution / active EE | $7,465 | $1,750+326.5% | $2,469+202.4% | $2,552+192.5% |
| Participant deferral / active EE | $8,497 | $3,138+170.7% | $4,092+107.7% | $4,126+105.9% |
| Admin fee / account holder | $2,210 | $5,504-59.9% | $7,578-70.8% | $7,339-69.9% |