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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,205 | $58,627+98.2% | $76,735+51.4% | $82,448+40.9% |
| Participation rate | 71.8% | 63.2%+8.6pp | 69.5%+2.3pp | 68.1%+3.7pp |
| Annual return | 17.50% | 39.10%-21.6pp | 29.77%-12.3pp | 41.64%-24.1pp |
| Employer contribution / active EE | $7,465 | $1,729+331.7% | $2,454+204.2% | $2,551+192.6% |
| Participant deferral / active EE | $8,497 | $3,134+171.2% | $4,088+107.9% | $4,139+105.3% |
| Admin fee / account holder | $2,210 | $5,323-58.5% | $7,189-69.3% | $7,234-69.5% |