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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,205 | $72,471+60.3% | $94,215+23.3% | $86,983+33.6% |
| Participation rate | 71.8% | 63.9%+7.9pp | 70.0%+1.8pp | 69.5%+2.3pp |
| Annual return | 17.50% | 26.44%-8.9pp | 28.22%-10.7pp | 25.83%-8.3pp |
| Employer contribution / active EE | $7,465 | $1,936+285.6% | $2,675+179.0% | $2,584+188.8% |
| Participant deferral / active EE | $8,497 | $3,397+150.1% | $4,276+98.7% | $4,194+102.6% |
| Admin fee / account holder | $2,210 | $6,468-65.8% | $10,216-78.4% | $7,856-71.9% |