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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,163 | $70,366+76.5% | $66,674+86.2% | $138,895-10.6% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.7%-23.7pp | 79.9%-29.9pp |
| Annual return | 17.52% | 386.41%-368.9pp | 321.24%-303.7pp | 145.39%-127.9pp |
| Employer contribution / active EE | $2,182 | $2,765-21.1% | $2,620-16.7% | $4,194-48.0% |
| Participant deferral / active EE | $2,889 | $4,374-33.9% | $4,084-29.3% | $6,396-54.8% |
| Admin fee / account holder | $1,275 | $5,262-75.8% | $5,098-75.0% | $12,562-89.9% |