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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,163 | $114,013+8.9% | $103,693+19.7% | $155,188-20.0% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.6%-22.6pp | 80.8%-30.8pp |
| Annual return | 17.52% | 49.31%-31.8pp | 47.61%-30.1pp | 148.84%-131.3pp |
| Employer contribution / active EE | $2,182 | $3,131-30.3% | $2,920-25.3% | $4,248-48.6% |
| Participant deferral / active EE | $2,889 | $4,970-41.9% | $4,579-36.9% | $6,531-55.8% |
| Admin fee / account holder | $1,275 | $8,407-84.8% | $7,858-83.8% | $14,480-91.2% |