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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | -$3,617 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,311 | $106,264-26.3% | $147,117-46.8% | $77,762+0.7% |
| Participation rate | 87.4% | 78.4%+9.0pp | 82.2%+5.2pp | 70.6%+16.8pp |
| Annual return | 26.57% | 56.94%-30.4pp | 420.54%-394.0pp | 31.27%-4.7pp |
| Employer contribution / active EE | $4,710 | $4,074+15.6% | $4,932-4.5% | $2,728+72.6% |
| Participant deferral / active EE | $16,144 | $8,003+101.7% | $8,065+100.2% | $4,651+247.1% |
| Admin fee / account holder | -$8 | $334-102.4% | $12,993-100.1% | $433-101.9% |