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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | -$3,617 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,311 | $106,110-26.2% | $147,005-46.7% | $77,671+0.8% |
| Participation rate | 87.4% | 78.4%+9.0pp | 82.2%+5.3pp | 70.6%+16.8pp |
| Annual return | 26.57% | 56.77%-30.2pp | 418.76%-392.2pp | 31.21%-4.6pp |
| Employer contribution / active EE | $4,710 | $4,065+15.9% | $4,934-4.5% | $2,726+72.7% |
| Participant deferral / active EE | $16,144 | $7,992+102.0% | $8,070+100.1% | $4,648+247.3% |
| Admin fee / account holder | -$8 | $338-102.4% | $13,006-100.1% | $430-101.9% |