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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | -$3,617 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,311 | $106,247-26.3% | $147,096-46.8% | $77,714+0.8% |
| Participation rate | 87.4% | 78.4%+9.0pp | 82.2%+5.2pp | 70.6%+16.8pp |
| Annual return | 26.57% | 56.87%-30.3pp | 419.75%-393.2pp | 31.26%-4.7pp |
| Employer contribution / active EE | $4,710 | $4,069+15.7% | $4,936-4.6% | $2,727+72.7% |
| Participant deferral / active EE | $16,144 | $7,996+101.9% | $8,071+100.0% | $4,649+247.2% |
| Admin fee / account holder | -$8 | $338-102.4% | $13,005-100.1% | $433-101.9% |