Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,775 | $167,415-87.6% | $140,514-85.2% | $198,609-89.5% |
| Participation rate | 63.6% | 80.9%-17.2pp | 77.8%-14.2pp | 82.4%-18.7pp |
| Annual return | 18.20% | 13.85%+4.3pp | 14.36%+3.8pp | 202.70%-184.5pp |
| Employer contribution / active EE | $1,250 | $4,088-69.4% | $3,378-63.0% | $5,055-75.3% |
| Participant deferral / active EE | $3,180 | $5,579-43.0% | $4,919-35.3% | $6,977-54.4% |
| Admin fee / account holder | $1,051 | $16,730-93.7% | $13,697-92.3% | $19,030-94.5% |