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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,352 | $150,435-58.6% | $120,580-48.3% | $145,897-57.3% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 16.96% | 154.60%-137.6pp | 107.48%-90.5pp | 552.29%-535.3pp |
| Employer contribution / active EE | $2,116 | $4,352-51.4% | $3,469-39.0% | $4,663-54.6% |
| Participant deferral / active EE | $18,947 | $6,174+206.9% | $4,995+279.3% | $6,689+183.2% |
| Admin fee / account holder | $13,273 | $12,182+9.0% | $9,418+40.9% | $13,390-0.9% |