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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,384 | $156,398-40.9% | $147,318-37.3% | $138,895-33.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 45.54% | 78.75%-33.2pp | 70.43%-24.9pp | 145.39%-99.9pp |
| Employer contribution / active EE | $3,076 | $4,853-36.6% | $4,593-33.0% | $4,194-26.7% |
| Participant deferral / active EE | $20,418 | $8,237+147.9% | $7,906+158.2% | $6,396+219.2% |
| Admin fee / account holder | $4,845 | $14,976-67.6% | $13,708-64.7% | $12,562-61.4% |