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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,466 | $80,812+274.3% | $160,784+88.1% | $82,448+266.9% |
| Participation rate | 98.3% | 66.2%+32.0pp | 77.0%+21.3pp | 68.1%+30.2pp |
| Annual return | 15.01% | 100.59%-85.6pp | 1803.92%-1788.9pp | 41.64%-26.6pp |
| Employer contribution / active EE | $8,382 | $2,174+285.6% | $3,733+124.6% | $2,551+228.6% |
| Participant deferral / active EE | $5,744 | $4,335+32.5% | $6,293-8.7% | $4,139+38.8% |
| Admin fee / account holder | $27,518 | $7,695+257.6% | $9,717+183.2% | $7,234+280.4% |