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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,843 | $78,015+231.8% | $178,505+45.0% | $80,959+219.7% |
| Participation rate | 95.3% | 65.7%+29.6pp | 77.1%+18.2pp | 67.7%+27.6pp |
| Annual return | 16.31% | 18.10%-1.8pp | 27.16%-10.8pp | 35.67%-19.4pp |
| Employer contribution / active EE | $8,007 | $2,281+251.0% | $3,955+102.4% | $2,757+190.4% |
| Participant deferral / active EE | $4,844 | $4,406+9.9% | $6,280-22.9% | $4,300+12.6% |
| Admin fee / account holder | $40,810 | $7,160+469.9% | $10,428+291.4% | $6,925+489.3% |