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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,281 | $208,088-58.1% | $186,193-53.1% | $154,746-43.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 17.55% | 89.97%-72.4pp | 78.03%-60.5pp | 172.34%-154.8pp |
| Employer contribution / active EE | $5,135 | $4,340+18.3% | $3,918+31.1% | $4,379+17.3% |
| Participant deferral / active EE | $12,512 | $7,078+76.8% | $6,513+92.1% | $6,730+85.9% |
| Admin fee / account holder | $1,880 | $11,698-83.9% | $11,058-83.0% | $14,365-86.9% |