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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,480 | $211,224-71.8% | $178,505-66.7% | $145,897-59.2% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 17.12% | 30.28%-13.2pp | 27.16%-10.0pp | 552.29%-535.2pp |
| Employer contribution / active EE | $4,940 | $4,577+7.9% | $3,955+24.9% | $4,663+5.9% |
| Participant deferral / active EE | $12,392 | $6,966+77.9% | $6,280+97.3% | $6,689+85.3% |
| Admin fee / account holder | $550 | $12,109-95.5% | $10,428-94.7% | $13,390-95.9% |