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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,098 | $289,211-60.9% | $260,467-56.6% | $198,609-43.1% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 19.06% | 112.90%-93.8pp | 100.60%-81.5pp | 202.70%-183.6pp |
| Employer contribution / active EE | $6,537 | $4,663+40.2% | $4,239+54.2% | $5,055+29.3% |
| Participant deferral / active EE | $9,612 | $6,812+41.1% | $6,319+52.1% | $6,977+37.8% |
| Admin fee / account holder | $576 | $16,236-96.5% | $15,461-96.3% | $19,030-97.0% |