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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,098 | $180,749-37.4% | $160,784-29.7% | $137,256-17.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 19.06% | 2234.46%-2215.4pp | 1803.92%-1784.9pp | 220.34%-201.3pp |
| Employer contribution / active EE | $6,537 | $4,155+57.3% | $3,733+75.1% | $4,156+57.3% |
| Participant deferral / active EE | $9,612 | $6,844+40.4% | $6,293+52.7% | $6,407+50.0% |
| Admin fee / account holder | $576 | $10,397-94.5% | $9,717-94.1% | $12,270-95.3% |