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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,375 | $72,071-2.4% | $68,368+2.9% | $137,256-48.7% |
| Participation rate | 83.3% | 76.2%+7.1pp | 73.8%+9.6pp | 80.0%+3.4pp |
| Annual return | 37.21% | 353.14%-315.9pp | 292.57%-255.4pp | 220.34%-183.1pp |
| Employer contribution / active EE | $1,002 | $2,788-64.1% | $2,649-62.2% | $4,156-75.9% |
| Participant deferral / active EE | $3,676 | $4,410-16.7% | $4,123-10.8% | $6,407-42.6% |
| Admin fee / account holder | $654 | $5,336-87.7% | $5,150-87.3% | $12,270-94.7% |