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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,835 | $138,366+138.4% | $184,185+79.1% | $80,911+307.7% |
| Participation rate | 97.5% | 83.9%+13.6pp | 86.8%+10.7pp | 67.6%+29.9pp |
| Annual return | 17.24% | 20.02%-2.8pp | 28.81%-11.6pp | 35.63%-18.4pp |
| Employer contribution / active EE | $12,123 | $4,849+150.0% | $6,426+88.7% | $2,756+339.9% |
| Participant deferral / active EE | $21,704 | $7,074+206.8% | $9,132+137.7% | $4,297+405.1% |
| Admin fee / account holder | $8,785 | $10,484-16.2% | $13,909-36.8% | $6,935+26.7% |