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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,835 | $138,393+138.3% | $184,256+79.0% | $80,959+307.4% |
| Participation rate | 97.5% | 83.9%+13.6pp | 86.8%+10.7pp | 67.7%+29.8pp |
| Annual return | 17.24% | 20.01%-2.8pp | 28.85%-11.6pp | 35.67%-18.4pp |
| Employer contribution / active EE | $12,123 | $4,847+150.1% | $6,427+88.6% | $2,757+339.7% |
| Participant deferral / active EE | $21,704 | $7,076+206.7% | $9,133+137.6% | $4,300+404.7% |
| Admin fee / account holder | $8,785 | $10,489-16.2% | $13,899-36.8% | $6,925+26.9% |