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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,788 | $146,267+174.7% | $197,124+103.8% | $82,448+387.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 18.78% | 29.61%-10.8pp | 44.34%-25.6pp | 41.64%-22.9pp |
| Employer contribution / active EE | $12,494 | $4,723+164.5% | $6,227+100.6% | $2,551+389.8% |
| Participant deferral / active EE | $22,435 | $7,035+218.9% | $9,135+145.6% | $4,139+442.0% |
| Admin fee / account holder | $16,229 | $14,422+12.5% | $16,298-0.4% | $7,234+124.3% |