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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,343 | $160,070-37.9% | $147,117-32.5% | $145,897-31.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.60% | 98.69%-86.1pp | 420.54%-407.9pp | 552.29%-539.7pp |
| Employer contribution / active EE | $8,292 | $5,285+56.9% | $4,932+68.1% | $4,663+77.8% |
| Participant deferral / active EE | $10,311 | $8,419+22.5% | $8,065+27.8% | $6,689+54.1% |
| Admin fee / account holder | $13,532 | $15,035-10.0% | $12,993+4.1% | $13,390+1.1% |