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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,773 | $166,268-44.8% | $165,100-44.4% | $145,897-37.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.68% | 100.52%-87.8pp | 70.21%-57.5pp | 552.29%-539.6pp |
| Employer contribution / active EE | $9,127 | $5,284+72.7% | $4,348+109.9% | $4,663+95.7% |
| Participant deferral / active EE | $5,038 | $6,964-27.7% | $6,035-16.5% | $6,689-24.7% |
| Admin fee / account holder | $692 | $16,659-95.8% | $12,696-94.6% | $13,390-94.8% |