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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,429 | $178,174-29.0% | $156,181-19.0% | $137,256-7.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 18.85% | 84.19%-65.3pp | 64.87%-46.0pp | 220.34%-201.5pp |
| Employer contribution / active EE | $10,387 | $4,972+108.9% | $4,294+141.9% | $4,156+149.9% |
| Participant deferral / active EE | $5,630 | $6,888-18.3% | $6,132-8.2% | $6,407-12.1% |
| Admin fee / account holder | $2,185 | $17,404-87.4% | $14,586-85.0% | $12,270-82.2% |