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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,962 | $108,942-75.3% | $100,415-73.1% | $145,897-81.5% |
| Participation rate | 81.3% | 83.0%-1.7pp | 81.5%-0.3pp | 80.3%+0.9pp |
| Annual return | 12.84% | 58.27%-45.4pp | 49.47%-36.6pp | 552.29%-539.5pp |
| Employer contribution / active EE | $1,465 | $4,422-66.9% | $3,943-62.9% | $4,663-68.6% |
| Participant deferral / active EE | $4,578 | $8,461-45.9% | $8,091-43.4% | $6,689-31.6% |
| Admin fee / account holder | $707 | $9,702-92.7% | $7,906-91.1% | $13,390-94.7% |