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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,068 | $101,539-28.0% | $147,041-50.3% | $74,400-1.8% |
| Participation rate | 37.9% | 75.5%-37.6pp | 82.2%-44.2pp | 67.2%-29.3pp |
| Annual return | 16.47% | 8740.84%-8724.4pp | 419.21%-402.7pp | 1367.51%-1351.0pp |
| Employer contribution / active EE | $1,115 | $3,811-70.7% | $4,935-77.4% | $2,624-57.5% |
| Participant deferral / active EE | $4,458 | $7,304-39.0% | $8,071-44.8% | $4,348+2.5% |
| Admin fee / account holder | $1,359 | $1,749-22.3% | $13,006-89.6% | $1,944-30.1% |