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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,068 | $101,672-28.1% | $147,117-50.3% | $74,478-1.9% |
| Participation rate | 37.9% | 75.5%-37.6pp | 82.2%-44.2pp | 67.2%-29.3pp |
| Annual return | 16.47% | 8757.83%-8741.4pp | 420.54%-404.1pp | 1370.56%-1354.1pp |
| Employer contribution / active EE | $1,115 | $3,813-70.8% | $4,932-77.4% | $2,626-57.5% |
| Participant deferral / active EE | $4,458 | $7,305-39.0% | $8,065-44.7% | $4,350+2.5% |
| Admin fee / account holder | $1,359 | $1,753-22.5% | $12,993-89.5% | $1,946-30.2% |