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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,068 | $101,591-28.1% | $147,096-50.3% | $74,429-1.8% |
| Participation rate | 37.9% | 75.5%-37.6pp | 82.2%-44.2pp | 67.2%-29.3pp |
| Annual return | 16.47% | 8746.45%-8730.0pp | 419.75%-403.3pp | 1368.38%-1351.9pp |
| Employer contribution / active EE | $1,115 | $3,813-70.8% | $4,936-77.4% | $2,625-57.5% |
| Participant deferral / active EE | $4,458 | $7,302-38.9% | $8,071-44.8% | $4,348+2.5% |
| Admin fee / account holder | $1,359 | $1,750-22.4% | $13,005-89.6% | $1,944-30.1% |