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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,015 | $88,360-26.4% | $145,433-55.3% | $67,986-4.4% |
| Participation rate | 65.1% | 65.5%-0.4pp | 82.1%-17.0pp | 57.2%+7.9pp |
| Annual return | 21.76% | 63.15%-41.4pp | 66.58%-44.8pp | 31.67%-9.9pp |
| Employer contribution / active EE | $1,635 | $3,054-46.5% | $4,554-64.1% | $2,019-19.0% |
| Participant deferral / active EE | $7,680 | $5,932+29.5% | $7,897-2.7% | $3,358+128.7% |
| Admin fee / account holder | $3,090 | $3,313-6.7% | $13,129-76.5% | $3,203-3.5% |