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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,015 | $75,058-13.4% | $152,301-57.3% | $64,340+1.0% |
| Participation rate | 65.1% | 60.9%+4.2pp | 82.4%-17.4pp | 55.2%+9.8pp |
| Annual return | 21.76% | 29.93%-8.2pp | 80.50%-58.7pp | 24.14%-2.4pp |
| Employer contribution / active EE | $1,635 | $2,605-37.2% | $4,624-64.6% | $1,862-12.2% |
| Participant deferral / active EE | $7,680 | $5,041+52.4% | $8,004-4.0% | $2,980+157.7% |
| Admin fee / account holder | $3,090 | $4,050-23.7% | $14,398-78.5% | $3,703-16.6% |