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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,924 | $76,519-93.6% | $56,025-91.2% | $145,897-96.6% |
| Participation rate | 76.9% | 63.2%+13.7pp | 52.5%+24.4pp | 80.3%-3.4pp |
| Annual return | 15.55% | 3017.03%-3001.5pp | 1712.69%-1697.1pp | 552.29%-536.7pp |
| Employer contribution / active EE | $0 | $1,383-100.0% | $1,042-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,274 | $2,624-13.4% | $1,955+16.3% | $6,689-66.0% |
| Admin fee / account holder | $817 | $3,331-75.5% | $2,828-71.1% | $13,390-93.9% |