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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,489 | $67,823-90.4% | $52,425-87.6% | $137,256-95.3% |
| Participation rate | 87.5% | 63.9%+23.6pp | 55.6%+31.9pp | 80.0%+7.5pp |
| Annual return | 23.88% | 219.11%-195.2pp | 302.12%-278.2pp | 220.34%-196.5pp |
| Employer contribution / active EE | $0 | $1,163-100.0% | $914-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $2,780 | $2,288+21.5% | $1,790+55.3% | $6,407-56.6% |
| Admin fee / account holder | $1,392 | $2,844-51.1% | $2,495-44.2% | $12,270-88.7% |