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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,207 | $160,070-14.3% | $147,117-6.7% | $145,897-6.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.39% | 98.69%-82.3pp | 420.54%-404.1pp | 552.29%-535.9pp |
| Employer contribution / active EE | $6,314 | $5,285+19.5% | $4,932+28.0% | $4,663+35.4% |
| Participant deferral / active EE | $15,901 | $8,419+88.9% | $8,065+97.2% | $6,689+137.7% |
| Admin fee / account holder | $2,674 | $15,035-82.2% | $12,993-79.4% | $13,390-80.0% |