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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,206 | $129,737-45.1% | $119,126-40.2% | $154,746-54.0% |
| Participation rate | 83.3% | 78.9%+4.5pp | 75.8%+7.6pp | 80.7%+2.6pp |
| Annual return | 14.86% | 379.08%-364.2pp | 282.11%-267.2pp | 172.34%-157.5pp |
| Employer contribution / active EE | $10,560 | $4,375+141.4% | $4,034+161.8% | $4,379+141.2% |
| Participant deferral / active EE | $7,218 | $5,842+23.6% | $5,318+35.7% | $6,730+7.3% |
| Admin fee / account holder | $5,037 | $11,961-57.9% | $10,693-52.9% | $14,365-64.9% |