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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,206 | $111,535-36.2% | $105,223-32.3% | $137,256-48.1% |
| Participation rate | 83.3% | 78.1%+5.2pp | 75.0%+8.3pp | 80.0%+3.4pp |
| Annual return | 14.86% | 237.85%-223.0pp | 180.65%-165.8pp | 220.34%-205.5pp |
| Employer contribution / active EE | $10,560 | $3,939+168.1% | $3,689+186.3% | $4,156+154.1% |
| Participant deferral / active EE | $7,218 | $5,500+31.2% | $5,072+42.3% | $6,407+12.7% |
| Admin fee / account holder | $5,037 | $9,721-48.2% | $8,859-43.1% | $12,270-58.9% |