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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,594 | $70,366-82.1% | $66,674-81.1% | $138,895-90.9% |
| Participation rate | 57.9% | 76.2%-18.3pp | 73.7%-15.8pp | 79.9%-22.0pp |
| Annual return | 15.31% | 386.41%-371.1pp | 321.24%-305.9pp | 145.39%-130.1pp |
| Employer contribution / active EE | $553 | $2,765-80.0% | $2,620-78.9% | $4,194-86.8% |
| Participant deferral / active EE | $725 | $4,374-83.4% | $4,084-82.2% | $6,396-88.7% |
| Admin fee / account holder | $797 | $5,262-84.9% | $5,098-84.4% | $12,562-93.7% |