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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,447 | $117,895+14.0% | $102,460+31.2% | $145,897-7.8% |
| Participation rate | 77.8% | 78.6%-0.9pp | 76.5%+1.3pp | 80.3%-2.5pp |
| Annual return | 14.00% | 31.92%-17.9pp | 29.47%-15.5pp | 552.29%-538.3pp |
| Employer contribution / active EE | $5,145 | $3,619+42.2% | $3,025+70.1% | $4,663+10.4% |
| Participant deferral / active EE | $3,940 | $5,736-31.3% | $5,056-22.1% | $6,689-41.1% |
| Admin fee / account holder | $2,100 | $13,353-84.3% | $9,460-77.8% | $13,390-84.3% |