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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,986 | $81,446-64.4% | $103,374-72.0% | $80,874-64.2% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 6.12% | 25.57%-19.5pp | 24.89%-18.8pp | 35.62%-29.5pp |
| Employer contribution / active EE | $6,851 | $3,107+120.5% | $3,869+77.1% | $2,756+148.6% |
| Participant deferral / active EE | $3,037 | $3,870-21.5% | $5,058-39.9% | $4,297-29.3% |
| Admin fee / account holder | $626 | $6,715-90.7% | $8,394-92.5% | $6,935-91.0% |