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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,986 | $81,504-64.4% | $102,437-71.7% | $80,959-64.2% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 6.12% | 25.60%-19.5pp | 24.95%-18.8pp | 35.67%-29.6pp |
| Employer contribution / active EE | $6,851 | $3,104+120.8% | $3,871+77.0% | $2,757+148.5% |
| Participant deferral / active EE | $3,037 | $3,871-21.5% | $5,060-40.0% | $4,300-29.4% |
| Admin fee / account holder | $626 | $6,719-90.7% | $8,388-92.5% | $6,925-91.0% |